Ok since I can't get VPN over TOR working, I've created a complex psychological rationalization for why I don't need it. Here goes:
With just VPN, VPN Company knows who you are and what you're doing. They are committed to privacy and won't let hostile agents break the law to extort any data they have. And that data should be nearly non-existent since they claim to not keep any logs -- they should be throwing away all such data on session termination.
With VPN over TOR... VPN Company still knows what you're doing, but they get the exit node's IP instead of yours. At first glance this may seem like anonymity, but since your ability to connect requires a unique, valid account, they could easily discern your IP address based on payments or connection history if they wanted to, provided you've connected to them directly in the past or registering an account.
So..... what's the point of VPN over TOR again? End of the day, if you don't trust a VPN service, there's no reason to use it for anonymity, right?
I'd love to be proven wrong